Eligible Canadians can expect an additional cash boost through the Advanced Canada Workers Benefit (ACWB) just a week after the first GST credit payments of the year are issued. This program provides financial support to qualifying workers in Canada to help ease the burden of low incomes.
What Is the Advanced Canada Workers Benefit (ACWB)?
The ACWB is an early disbursement of the Canada Workers Benefit (CWB)—a refundable tax credit aimed at supplementing the income of working Canadians. Eligible individuals can receive up to 50% of the total CWB in advance, distributed in three installments throughout the year.
Key Dates for ACWB Payments
The first ACWB payment of 2025 is scheduled for Friday, January 10. Subsequent payments will follow on predetermined dates, ensuring timely financial assistance.
Eligibility Criteria for the ACWB
To qualify for the Advanced Canada Workers Benefit, you must meet the following conditions:
- Age Requirement:
- Be at least 19 years old by December 31, or
- Reside with a spouse, common-law partner, or child.
- Residency Status:
- Be a resident of Canada for the entire year.
- Income Threshold:
- Be employed but earn below the net income level specified for your province or territory.
Maximum Benefits Under the ACWB
The amount of Canada Workers Benefit you can receive varies based on your income and family status. Below are the maximum benefit amounts for 2025:
| Category | Maximum Basic CWB Amount | Maximum Disability Supplement |
|---|---|---|
| Single Individuals | $1,518 | $784 |
| Families | $2,616 | $784 |
- These amounts may differ for residents of Quebec, Nunavut, and Alberta due to regional adjustments.
- Eligible individuals can receive up to 50% of their total CWB in advance payments.
Residency Requirement for Advance Payments
To qualify for an advanced payment, you must be a resident of Canada on the first day of each quarter. This ensures the government can assess eligibility accurately and deliver payments efficiently.
Estimating Your ACWB Payment
The Child and Family Benefits Calculator can help you determine the approximate amount you are eligible to receive. This tool considers factors such as your income, family size, and regional adjustments.
Do You Need to Apply for ACWB Payments?
No application is required to receive the Advanced Canada Workers Benefit. The Canada Revenue Agency (CRA) will automatically assess your eligibility based on the information provided in your income tax and benefit return.
FAQs
How often are ACWB payments made?
The Advanced Canada Workers Benefit is issued in three installments throughout the year, with the first payment in January.
Can I receive ACWB payments if I move to another province?
Yes, but the amount may vary depending on the net income thresholds of your new province or territory. Ensure your residency status is updated with the CRA.
Are advanced payments taxable?
No, the ACWB payments are not taxable. They are a refundable credit designed to support low-income workers.
