In 2025, Canadians, particularly those residing in Ontario, can anticipate a series of benefit payments from both federal and provincial programs. These benefits, designed to provide financial support, are disbursed on specific dates throughout the year. Staying informed about these schedules ensures timely financial planning and budgeting.
Canada Child Benefit (CCB)
The Canada Child Benefit offers monthly tax-free payments to eligible families with children under 18. In 2025, the CCB payments are scheduled as follows:
| Month | Payment Date |
|---|---|
| January | January 20 |
| February | February 20 |
| March | March 20 |
| April | April 17 |
| May | May 20 |
| June | June 20 |
| July | July 18 |
| August | August 20 |
| September | September 19 |
| October | October 20 |
| November | November 20 |
| December | December 12 |
Ontario Disability Support Program (ODSP)
The ODSP provides income and employment support to individuals with disabilities in Ontario. For 2025, ODSP payments are scheduled on the last day of each month:
| Benefit Month | Payment Date |
|---|---|
| January | January 31 |
| February | February 28 |
| March | March 31 |
| April | April 30 |
| May | May 30 |
| June | June 30 |
| July | July 31 |
| August | August 29 |
| September | September 30 |
| October | October 31 |
| November | November 28 |
| December | December 31 |
Canada Pension Plan (CPP) and Old Age Security (OAS)
Seniors receiving CPP and OAS benefits can expect payments on these dates in 2025:
| Month | Payment Date |
|---|---|
| January | January 29 |
| February | February 26 |
| March | March 30 |
| April | April 28 |
| May | May 27 |
| June | June 29 |
| July | July 28 |
| August | August 30 |
| September | September 28 |
| October | October 29 |
| November | November 27 |
| December | December 29 |
Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit
The GST/HST credit is a quarterly payment assisting individuals and families with low and modest incomes. In 2025, the payment dates are:
| Quarter | Payment Date |
|---|---|
| Q1 | January 3 |
| Q2 | April 4 |
| Q3 | July 4 |
| Q4 | October 3 |
Canada Carbon Rebate (CCR)
Formerly known as the Climate Action Incentive Payment, the CCR provides quarterly payments to offset carbon pricing costs. The 2025 payment dates are:
| Quarter | Payment Date |
|---|---|
| Q1 | January 15 |
| Q2 | April 15 |
| Q3 | July 15 |
| Q4 | October 15 |
Ontario Trillium Benefit (OTB)
The OTB combines the Ontario Energy and Property Tax Credit, Northern Ontario Energy Credit, and Ontario Sales Tax Credit. Payments are made monthly on the 10th:
| Month | Payment Date |
|---|---|
| January | January 10 |
| February | February 10 |
| March | March 10 |
| April | April 10 |
| May | May 9 |
| June | June 10 |
| July | July 10 |
| August | August 8 |
| September | September 10 |
| October | October 10 |
| November | November 10 |
| December | December 10 |
Advanced Canada Workers Benefit (ACWB)
The ACWB offers advance payments to low-income workers. In 2025, the payment dates are:
| Payment Period | Payment Date |
|---|---|
| First | January 10 |
| Second | July 11 |
| Third | October 10 |
Ontario Taxpayer Rebate
In 2025, the Ontario government is providing a $200 taxpayer rebate to eligible residents. To qualify, individuals must have filed their 2023 Income Tax and Benefit Return by December 31, 2024. Families receiving the Canada Child Benefit (CCB) for 2024 will receive an additional $200 per child under 18. Payments are expected to be mailed in early 2025.
Key Considerations
- Direct Deposit: Opting for direct deposit ensures timely and secure receipt of benefits. Most government benefits can be directly deposited into your bank account.
- Tax Filing: Timely filing of income tax returns is crucial, as many benefits are calculated based on your tax information. Ensure all returns are filed by the respective deadlines to avoid payment delays.
- Benefit Eligibility: Eligibility criteria vary for each benefit. It’s essential to review the specific requirements to determine qualification.
- Updates: Benefit amounts and eligibility criteria can change. Regularly consult official government websites for the most current information.
